112th Congress

House Resolutions

September 13, 2012

To prohibit Fannie Mae and Freddie Mac from purchasing, the FHA from insuring, and the Department of Veterans Affairs from guaranteeing, making, or insuring, a mortgage that is secured by a residence or residential structure located in a county in which the State has used the power of eminent domain to take a residential mortgage.

August 2, 2012

To amend title 11 of the United States Code to increase the maximum amount that may be paid to trustees for services rendered; to repeal provisions relating the trustee administration of certain employee pension plans; and for other purposes.

July 16, 2012

To amend title 11, United States Code, to improve protections for employees and retirees in business bankruptcies.

April 17, 2012

To amend title 11 of the United States Code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding the receipt and disposition of claims for injuries based on exposure to asbestos, and the filing of such reports with the Executive Office for United States Trustees.

February 28, 2012

Amends federal bankruptcy law governing a Chapter 13 debtor (adjustment of debts of an individual with regular income) to exclude from the computation of debts the secured or unsecured portions of: (1) debts secured by the debtor's principal residence if the current value of that residence is less than the secured debt limit, or (2) debts secured or formerly secured by real property that was the debtor's principal residence that was sold in foreclosure or that the debtor surrendered to the creditor if the current value of such real property is less than the secured debt limit.

February 13, 2012

To amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection

October 13, 2011
To amend title 28, United States Code, to provide for reassignment of certain Federal cases upon request of a party.
July 30, 2011
To limit investor and homeowner losses in foreclosures, and for other purposes.
July 27, 2011
To provide for improvements to the administration of bankruptcy in cases under chapter 7 of title 11 of the United States Code.
July 26, 2011
To amend the Internal Revenue Code of 1986 and the Employee Retirement Income Security Act of 1974 to make technical modifications relating to the Worker, Retiree, and Employer Recovery Act of 2008 and the Preservation of Access to Care for Medicare Beneficiaries and Pension Relief Act of 2010.
July 14, 2011
To amend title 28 of the United States Code with respect to proper venue for cases filed by corporations under chapter 11 of title 11 of such Code.
July 7, 2011
To amend the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 to authorize the Federal Housing Finance Agency, as receiver of Fannie Mae or Freddie Mac, to revoke the charters of such enterprises or any limited-life regulated entity established under such receivership.
June 15, 2011
To exempt for an additional 4-year period, from the application of the means-test presumption of abuse under chapter 7, qualifying members of reserve components of the Armed Forces and members of the National Guard who, after September 11, 2001, are called to active duty or to perform a homeland defense activity for not less than 90 days.
May 26, 2011

Amends the federal bankruptcy code to remove qualified educational loans as an exception to discharge from bankruptcy.

May 25, 2011
To amend the Securities Investor Protection Act of 1970 to provide insurance coverage for certain indirect investors caught in Ponzi schemes, and for other purposes.
May 5, 2011
To provide for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes.
April 15, 2011
To amend title 11 of the United States Code with respect to modification of certain mortgages on principal residences, and for other purposes.
April 15, 2011
To require the filing of certain information regarding a residential mortgage in any proceeding for foreclosure of the mortgage.
April 14, 2011
To amend the Real Estate Settlement Procedures Act of 1974 to require mortgagees for mortgages in default to engage in reasonable loss mitigation activities, and for other purposes.
April 13, 2011
To amend the Internal Revenue Code of 1986 to except from the early distribution penalty certain qualified retirement plan distributions used to purchase a residence that has been in foreclosure for a year or more.
March 29, 2011
To prohibit Fannie Mae and Freddie Mac from offering any new products during the term of any conservatorship or receivership of such enterprises.
March 17, 2011
Amends federal bankruptcy law to permit an individual debtor to exempt from the property of the estate in bankruptcy the debtor's aggregate interest, not to exceed $3,000, in a single rifle, shotgun, or pistol or any combination of them.
March 15, 2011
To delay the implementation of proposed or final rules issued under the authority of the Dodd-Frank Wall Street Reform and Consumer Protection Act relating to the reasonable and proportional fees and rules for electronic debit transactions, and for other purposes.
March 10, 2011
To prevent the termination of the temporary office of bankruptcy judges in certain judicial districts.
March 8, 2011
To establish standards for covered bond programs and a covered bond regulatory oversight program, and for other purposes.
March 1, 2011
Rescinds and cancels permanently all unobligated balances remaining available, as of the enactment of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to the Secretary of Housing and Urban Development (HUD) for assistance to states and local governments for the redevelopment of abandoned and foreclosed homes and residential properties.
February 28, 2011
To amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis.
February 17, 2011
To amend the Securities Investor Protection Act of 1970 to confirm that a customer's net equity claim is based on the customer's last statement and that certain recoveries are prohibited, to change how trustees are appointed, and for other purposes.
February 17, 2011
To amend the Fair Credit Reporting Act to require the inclusion of credit scores with free annual credit reports provided to consumers, and for other purposes.
February 14, 2011
Amends the Truth in Lending Act to prohibit credit from being extended in any consumer credit transaction in which a security interest will be retained or acquired in property located within the United States which will be used as the consumer's principal residence if such consumer lacks a Social Security account number.
February 14, 2011
Requires each applicant for a single-family home mortgage to provide the lender information to verify the applicant's citizenship or alien status through the E-Verify program if the home mortgage is to be: (1) newly insured under the Federal Housing Administration (FHA) mortgage insurance program of the Department of Housing and Urban Development (HUD)\; (2) newly purchased by the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac)\; or (3) newly made, insured, or guaranteed by the Secretary of Veterans Affairs (VA) or by any other agency or entity of the federal government.
February 11, 2011
To amend the Gramm-Leach-Bliley Act to improve regulations dealing with the disclosure by financial institutions of nonpublic personal information, and for other purposes.
January 25, 2011
Prohibits the Secretary of the Treasury from providing any assistance on behalf of any homeowner under the Home Affordable Modification Program (HAMP) under the Making Home Affordable initiative, authorized under the Emergency Economic Stabilization Act of 2008, unless before the enactment of this Act the homeowner was extended an offer to participate in such Program on a trial or permanent basis. Nullifies and terminates all contracts between the Secretary and mortgage servicers under HAMP, except with respect to such homeowners. Provides for use of unobligated HAMP funds for reducing the federal debt.
January 20, 2011
Housing Opportunity and Mortgage Equity Act of 2011 - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government-sponsored enterprises or GSEs) each to carry out a one-year program providing for the refinancing of qualified single-family housing mortgages it owns through a refinancing mortgage (and for the purchase of and securitization of such refinancing mortgages) in accordance with this Act and the policies and procedures of the Federal Housing Finance Agency. Defines a qualified mortgage as one, regardless of whether the mortgagor is current on payments due or in default, that: (1) is an existing first mortgage for purchase of, or refinancing another first mortgage on, a one- to four-family dwelling, including a condominium or a share in a cooperative ownership housing association, that is occupied by the mortgagor as principal residence\; (2) is owned or guaranteed by the particular GSE\; and (3) was origi
January 5, 2011
To require the Inspector General of the Federal Housing Finance Agency to submit quarterly reports to the Congress during the conservatorship of the Federal National Mortgage Association and the Federal Home Loan Mortgage Corp.
January 5, 2011
To prohibit certain restraints of competition adversely affecting automobile dealers.
January 5, 2011
To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111-203) and revive the provisions of law amended by such Act or restored as if such Act had not been enacted.

Senate - Introduced Bills

November 26, 2012

To provide increased consumer protections for gift cards, including protections for consumers when a company that issues gift cards files for bankruptcy.

July 12, 2012

A bill to amend title 11, United States Code, to improve protections for employees and retirees in business bankruptcies.

June 5, 2012

To amend title 11, United States Code, to make bankruptcy organization more efficient for small business debtors, and for other purposes.

June 5, 2012

To amend title 11, United States Code, to make bankruptcy organization more efficient for small business debtors, and for other purposes.

May 10, 2012

A bill to amend title 11 of the United States Code to require the public disclosure by trusts established under section 524(g) of such title, of quarterly reports that contain detailed information regarding the receipt and disposition of claims for injuries based on exposure to asbestos, and the filing of such reports with the Executive Office for United States Trustees.

February 9, 2012

A bill to amend the Federal Deposit Insurance Act with respect to information provided to the Bureau of Consumer Financial Protection.

November 9, 2011
To establish standards for covered bond programs and a covered bond regulatory oversight program, and for other purposes.
November 8, 2011
To prevent the termination of the temporary office of bankruptcy judges in certain judicial districts.
May 26, 2011
To amend title 11, United States Code, with respect to certain exceptions to discharge in bankruptcy.
April 14, 2011
To provide for enhanced mortgage-backed and asset-backed security investor protections, to prevent foreclosure fraud, and for other purposes.
April 6, 2011
To repeal provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act.
March 31, 2011
To establish a term certain for the conservatorships of Fannie Mae and Freddie Mac, to provide conditions for continued operation of such enterprises,and to provide for the wind down of such operations and the dissolution of such enterprises.
March 31, 2011
To repeal the Dodd-Frank Wall Street Reform and Consumer Protection Act.
March 9, 2011
To amend the Emergency Economic Stabilization Act of 2008 to terminate the authority of the Secretary of the Treasury to provide new assistance under the Home Affordable Modification Program, while preserving assistance to homeowners who were already extended an offer to participate in the Program, either on a trial or permanent basis.
March 3, 2011
To amend the Servicemembers Civil Relief Act to enhance protections for members of the uniformed services relating to mortgages, mortgage foreclosure, and eviction, and for other purposes.
March 3, 2011
To require certain mortgagees to evaluate loans for modifications, to establish a grant program for State and local government mediation programs, and for other purposes.
January 27, 2011
Authorizes a bankruptcy court to establish a loss mitigation program for the negotiation of consensual alternatives to avoid foreclosure between an individual debtor and the holder of a claim secured by a security interest in the debtor's principal residence.
January 25, 2011
Helping Responsible Homeowners Act - Directs the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) (government-sponsored enterprises or GSEs) each to carry out a one-year program providing for the refinancing of qualified single-family housing mortgages it owns through a refinancing mortgage (and for the purchase of and securitization of such refinancing mortgages) in accordance with this Act and the policies and procedures of the Federal Housing Finance Agency. Defines a qualified mortgage as one that: (1) is an existing first mortgage for purchase of, or refinancing another first mortgage on, a one- to four-family dwelling, including a condominium or a share in a cooperative ownership housing association, that is occupied by the mortgagor as principal residence\; (2) is owned or guaranteed by the particular GSE\; and (3) the mortgagor is current on payments due under the mortgage. Specifies the terms and conditions of a refi